INVESTIGATING THE PROBLEMS OF AGRICULTURAL CREDIT IN ADAMAWA STATE (CASE STUDY; YOLA SOUTH)
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
ABSTRACT
This research was conducted with the aim of pointing out the problems that prevent farmers from having access to credit in Yola south. The research also gives an analysis of the socio-economic characteristics of farmers in the study area and their access to credit. Furthermore, the research also identifies the main sources of credit to farmers in the study area and the benefits derived from the credit obtained. During this research, three communities were purposively selected in Yola south; Wuro-chekke, Bole and Mbamba. These communities house the majority of farmers in the study area and 20 farmers were randomly selected from each of the community thereby making a total of 60 farmers. Questionnaires were administered to the 60 farmers selected and the data obtained was analyzed using statistics such as mean, frequency and percentages in Microsoft excel. The results in the study showed that factors such as lack of collateral, religious beliefs and long application procedures are the main factors that prevent farmers from having access to credit. The results also showed that farming in the study area is dominated by male farmers of who are viii small scale farmers as well. The results of the study showed that farmers in the study area have access to credit but at a very low level and the main source of credit in the study area is the microfinance bank. Furthermore, the research of the study also showed that the credits obtained by the farmers are utilized and some benefits (such as increase in productivity and income) were derived. Findings in the study also showed that farmers in the study lack access to extension agents and most of them are members of the cooperative society which helps its members in obtaining credit.
Related Project Materials
IMPACTS OF COMPUTER-ASSISTED INSTRUCTION ON STUDENTS’ PERFORMANCE IN CIVIC EDUCATION IN SENIOR SECONDARY SCHOOLS, KADUNA STATE, NIGERIA
ABSTRACT
The study investigated the impact of computer assisted instruction on students‟ academic performance in civic education in senio...
MENACE OF TEXT MESSAGE ABBREVIATIONS ON ENGLISH LANGUAGE EXAMINATIONS
ABSTRACT
Text message (TM) simply refers to the use of abbreviations that might not necessarily be univ...
AUDIENCE PERCEPTION OF NIGERIAN NEWSPAPER ON THE INTERNET
Background of the Study
The Internet continues to evolve into a major news source. The...
CHALLENGES OF RURAL AND COMMUNITY DEVELOPMENT IN NIGERIA
Abstract
The rural poor are really non-beneficiaries of the enormous development efforts of the past three decades. Thi...
INTEGRATION OF ENERGY EFFICIENT DESIGN ELEMENTS FOR OFFICE COMPLEX
ABSTRACT Climate change is having a tremendous effect on our fragile ecosystem where the acceleration of its effect is believed to have occurred as...
EFFECTIVE MATERIAL MANAGEMENT IN BUILDING CONSTRUCTION SITE
Abstract
The cost of construction material in a construction project may range from 30 – 80 % of total cons...
COMPUTATIONAL INFERENCE TECHNIQUE FOR MINING STRUCTURED MOTIFS
ABSTRACT
One of the major challenges in bioinformatics is the development of efficient computational tools for mining patterns. Structure...
STOCK MARKET AND ECONOMIC GROWTH IN WEST AFRICA: A COMPARATIVE STUDY OF COTE D’IVOIRE, GHANA AND NIGERIA
Background to the Study
All nations of the world strive to achieve sustainable economic growth on a long term basis. Thi...
THE EFFECT OF INDISCIPLINE ON THE HEALTH STATUS OF SECONDARY SCHOOL STUDENTS IN NIGERIA (A CASE STUDY OF EKITI STATE)
ABSTRACT
The effect of indiscipline on the health status of secondary...
AUDIENCE PERCEPTION OF MEDIA COVERAGE AND MANAGEMENT OF THE 2011 POST ELECTION VIOLENCE IN KADUNA STATE
ABSTRACT
The media can be used as an instrument to build as well as to destroy the hum...
